{"id":182,"date":"2024-04-03T20:03:07","date_gmt":"2024-04-03T19:03:07","guid":{"rendered":"https:\/\/hayooh.in\/?p=182"},"modified":"2024-04-03T20:03:07","modified_gmt":"2024-04-03T19:03:07","slug":"monthly-income-and-expenses","status":"publish","type":"post","link":"https:\/\/hayooh.in\/index.php\/2024\/04\/03\/monthly-income-and-expenses\/","title":{"rendered":"Monthly income and expenses"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">So yeah my main source of monthly income is my salary which I have no idea, how much it is going to be from April onwards. It would be about I think 82k. Dude I am earning so damn less!!!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I don&#8217;t really have any other sources of stable income. I need to get some money out of my trading accounts!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My monthly expenses would be : <br>KSFE investment &#8211; 18+12+8 = 38k<br>HDFC EMI &#8211; 21k<br>ICICI EMI &#8211; 29k<br>Total &#8211; 88k<br>Rent &#8211; 10k<br>Other Bangalore expenses &#8211; 10k<br>Gym &#8211; 4k<br>Other expenses &#8211; 13k<br>Total &#8211; 1.25 Lakhs!!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So I need 40k extra income monthly no matter what. <br>So I need to withdraw 20k from each of my account every month. so my monthly income becomes 1.42Lakhs. Which gives me about 15,000 extra money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I don&#8217;t even have money for bikes or trips anymore. I am 27!! <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My ways out &#8211; Really save money on every unnecessary expenses &#8211; sleeper trains, cheap haircuts, no coffee dates, no drinking, no expensive cafes<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Increase my income &#8211; Income from stocks. I have been losing money consistently ever since I started trading and I will keep losing it if I do things the same way. So I need to change. Just going to play it super safe here on! Going to slowly build my way up. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyways keep updating weekly. Withdraw &#8211; 5k weekly from all accounts. It will definitely keep the accounts liquid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Get a high paying job- This thing really solves the problem in the short run but makes it even more difficult to quit the job<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pay out of the capital. In that case capital runs out in 2.5 years or even 2 years<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyways everything ends in 4-5 years from now. By then I&#8217;ll be 32 and sitting in a huge corpus. At 32, I should take a 1 Lakh * 100 Chitti . My friends who are earning already have those.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hoping to see that this ends well \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>So yeah my main source of monthly income is my salary which I have no idea, how much it is going to be from April onwards. It would be about I think 82k. Dude I am earning so damn less!!! I don&#8217;t really have any other sources of stable income. I need to get some&hellip; <a class=\"more-link\" href=\"https:\/\/hayooh.in\/index.php\/2024\/04\/03\/monthly-income-and-expenses\/\">Continue reading <span class=\"screen-reader-text\">Monthly income and expenses<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-182","post","type-post","status-publish","format-standard","hentry","category-kite","entry"],"_links":{"self":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/comments?post=182"}],"version-history":[{"count":1,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/182\/revisions"}],"predecessor-version":[{"id":183,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/182\/revisions\/183"}],"wp:attachment":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/media?parent=182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/categories?post=182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/tags?post=182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}