{"id":241,"date":"2025-01-21T11:40:17","date_gmt":"2025-01-21T11:40:17","guid":{"rendered":"https:\/\/hayooh.in\/?p=241"},"modified":"2025-01-21T11:42:34","modified_gmt":"2025-01-21T11:42:34","slug":"need-to-make-more-money","status":"publish","type":"post","link":"https:\/\/hayooh.in\/index.php\/2025\/01\/21\/need-to-make-more-money\/","title":{"rendered":"Need to make more money"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Oh yeah!! So I have always felt the need to make more money and salary wasn&#8217;t enough most times. So I was trying to make money from trading and I ended up losing more. I think I have lot quite a lot and everything is from my Zerodha kite account &#8211; My portfolio went from 30 lakhs to 10 lakhs crazy right. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I was basically selling dec options hoping Nifty stays in range or move slowly in the year. The first 2 years after covid, I had lakhs of losses on the call sell side! and this year on the PE side when nifty crashed from 26000 to 23000. Uff crazy. And I did take on considerable debt to have enough capital to trade. I was like I can make more than 10% return. I still believe I can<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If I get the Chitti money. I will invest it in a liquid fund &amp; SGB and then sell far OTM PE options with hedge and I will only sell when markets have dipped a lot and other times I will be position less. So cool right<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The EMIs of the loans add upto 51k and my Chitti EMIs is 40k so I have a fixed expense of 1.2lakh at least every month and my inland salary is just 95k now. So I am kinda in a big trouble!!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Things will be sorted in 3-4 years time. When the Chitti EMI will finish and the loan EMI too. I can&#8217;t take anymore debt in the mean time. no matter what. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also I need to improve my skills and get a higher paying salaried job!! I really need to do that. I can&#8217;t even marry right now. I am not even earning a penny now!!! oh my god.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I need to make more money each month save it and spend way less and get out of this. Next blog on the plan to get married<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oh yeah!! So I have always felt the need to make more money and salary wasn&#8217;t enough most times. So I was trying to make money from trading and I ended up losing more. I think I have lot quite a lot and everything is from my Zerodha kite account &#8211; My portfolio went from&hellip; <a class=\"more-link\" href=\"https:\/\/hayooh.in\/index.php\/2025\/01\/21\/need-to-make-more-money\/\">Continue reading <span class=\"screen-reader-text\">Need to make more money<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-241","post","type-post","status-publish","format-standard","hentry","category-life","entry"],"_links":{"self":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":1,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/241\/revisions"}],"predecessor-version":[{"id":242,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/posts\/241\/revisions\/242"}],"wp:attachment":[{"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/media?parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/categories?post=241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hayooh.in\/index.php\/wp-json\/wp\/v2\/tags?post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}